Owning a motorhome can be an enjoyable experience, and a good way to holiday, both in the UK and abroad. However, you will need to make sure you have appropriate motorhome insurance which is suitable for your needs.
You will need special insurance designed for motorhomes, which is different to normal car insurance. Like normal car insurance, there are three main types of cover, which are third party, third party fire and theft and fully comprehensive. One of the main differences with motorhome insurance, is that if you buy fully comprehensive insurance, this should include motorhome equipment cover. This covers items such as gas cylinders, kitchen equipment and televisions. The motorhome insurance will also need to cover items such as clothing and other personal items.
It is important when choosing your motorhome insurance that you check it provides the cover that you need. If you are planning on taking your motorhome abroad, you will need to ensure that the insurance covers you in the country you are travelling to. Many insurance providers will provide EU cover as standard for motorhomes, but some may have it as an optional extra. When you receive your policy documentation, you should check that everything you require is included.
When it comes to finding the best insurance rates, there are price comparison sites that you can use. These will compare providers, and show you the different levels of cover offered, along with the relevant prices. The cheapest rate may not always be the best, as it may not provide all the features that you are looking for. It is important that you check any exclusions on the policy before buying.
Shopping around is essential if you want to find the best insurance rates. Some companies don’t appear on price comparison sites, so it is worth contacting companies directly for a quote as well.
Your motorhome should give you years of enjoyment, so make sure you choose the right insurance to give you peace of mind, then you can just relax and enjoy the holiday.